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Salary Breakup Calculator
Split an annual CTC figure into Basic, HRA, PF, an estimated monthly tax, and net in-hand pay using a common salary structure.
How to Use Salary Breakup Calculator
- 1Enter your annual CTC (Rs.)
- 2Click Generate to see the estimated split
- 3Compare Basic, HRA, PF, and estimated monthly tax
- 4Check the Net In-Hand figure against your actual payslip
Frequently Asked Questions
Basic = 40% of CTC, HRA = 50% of Basic, PF = 12% of Basic (employee share). This is a widely used but generic structure — many employers use different percentages, so treat the output as an illustration, not your employer's actual policy.
A simplified flat approximation: 10% of the portion of CTC above Rs. 7,00,000, with no tax below that. It is not a real income-tax slab calculation — use the TDS on Salary Calculator for a slab-based estimate.
Your employer's real basic/HRA ratio, PF wage ceiling, other allowances, and tax regime may all differ from the assumptions used here. Use this for a quick ballpark, then confirm exact figures with your HR/payroll team.
No — the tax estimate here is a rough flat-rate approximation, not tied to either regime's actual slabs.
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Enter your annual CTC and see it broken into monthly gross, Basic, HRA, PF, estimated tax, and net take-home pay.
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Work backwards from a target monthly take-home pay to estimate the gross salary needed, assuming 12% PF and a tax rate you enter.