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Gross to Net Calculator
Enter your annual CTC and see it broken into monthly gross, Basic, HRA, PF, estimated tax, and net take-home pay.
How to Use Gross to Net Calculator
- 1Enter your annual CTC (Rs.)
- 2Click Generate
- 3Review the monthly gross, Basic, HRA, and PF lines
- 4Check the estimated Net In-Hand figure
Frequently Asked Questions
Yes — this tool, the CTC Calculator, and the Salary Breakup Calculator all run the identical Basic/HRA/PF/tax formula on the annual figure you enter. Use whichever name matches your search; the output is the same.
The single input field is labeled Annual CTC — this tool treats your CTC as the starting gross figure rather than asking for a separately-defined gross salary.
PF is estimated at 12% of Basic (40% of CTC), and tax as a flat 10% of CTC above Rs. 7,00,000 — both simplified assumptions, not your employer's exact structure or a real income-tax slab computation.
Net In-Hand = (Annual CTC − annual PF − estimated annual tax) ÷ 12, shown as a monthly amount.
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