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Special Allowance Calculator

Find your special allowance as the residual amount left in your CTC after subtracting basic, HRA, employer PF, and gratuity — the catch-all component companies use to balance out a CTC figure.

How to Use Special Allowance Calculator
  1. 1Enter your total CTC, basic pay, HRA, employer PF, and gratuity amounts
  2. 2Click Calculate to find the special allowance residual
  3. 3Review the monthly special allowance figure
Frequently Asked Questions

Special allowance typically absorbs whatever is left in the CTC after fixed components like basic, HRA, PF, and gratuity are set — companies use it to make the total CTC figure add up to the agreed number.

Yes, special allowance is fully taxable as part of your salary income — it doesn't carry the partial exemptions that HRA, LTA, or some other allowances have.

That means the basic, HRA, PF, and gratuity figures you entered already add up to more than your CTC — double-check those amounts, since special allowance should be a positive residual in a properly structured CTC.

Check your payslip or offer letter's salary breakup section — if you only know your CTC and a target basic percentage, use the Basic Salary calculator first to derive those component amounts.

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