CTC to Take Home Calculator
Work out your actual monthly take-home pay from a job offer's CTC, with a full breakdown of basic, HRA, PF, and estimated TDS calculated using real income-tax slabs — built for evaluating an offer, not just a rough guess.
- 1Enter the annual CTC quoted in your offer letter
- 2Click Calculate to see the derived basic, HRA, special allowance, and PF
- 3Review the estimated TDS and resulting monthly take-home pay
Related Tools
In-Hand Salary Calculator
Get a quick ballpark estimate of your monthly take-home pay from your annual CTC, using a flat assumed deduction rate — for a detailed breakdown with actual income-tax slabs, use the CTC to Take-Home calculator instead.
Salary Hike Calculator
Calculate your new salary and the rupee increase from a percentage hike on your current salary — useful for evaluating an appraisal letter or a counter-offer.
Basic Salary Calculator
Work out your basic pay from your CTC and a chosen basic percentage, plus the resulting PF and gratuity implications — useful when negotiating how your salary structure should be split.
Cost to Company Calculator
Understand what a CTC figure is actually composed of — see how it breaks down into basic, HRA, special allowance, PF, and gratuity, plus the estimated tax and resulting take-home.