Razorpay Fee Calculator

This reflects India's actual UPI payment regulations — UPI transactions under Rs. 2000 are mandated to be fee-free for merchants, which this tool applies as 0%. Card and netbanking both use a 2% rate in this tool.

Payment gateway fees in India attract 18% GST, charged on the fee amount itself (not on your total transaction) — this tool adds that GST correctly on top of the calculated Razorpay fee.

The zero-MDR UPI rule specifically applies to transactions under Rs. 2000 — this tool applies 0% to UPI regardless of amount entered, so for larger UPI transactions, verify Razorpay's current applicable rate.

Razorpay's GST-inclusive card rate here (2% + 18% GST on that fee) is a different structure from Stripe's flat 2.5%/3.5%+fixed-fee or PayPal's 3.6%/4.4%+fixed-fee — compare all three for your actual payment method mix.