Finance CalculatorsInvestment CalculatorsFree Tool

Lumpsum Calculator

Project the future value of a single one-time investment compounding at an expected annual rate of return over a chosen number of years — for money invested all at once rather than in monthly instalments.

How to Use Lumpsum Calculator
  1. 1Enter the one-time amount you plan to invest
  2. 2Enter the expected annual rate of return
  3. 3Enter the investment period in years
  4. 4Click Calculate to see your invested amount, expected value, and returns
Frequently Asked Questions

This assumes a single upfront investment that then compounds untouched for the full tenure. A SIP instead spreads the investment across regular monthly contributions — use the SIP Calculator for that scenario.

Standard annual compound growth: the invested amount grows by the entered rate of return each year, compounding on the previous year's value.

Lump-sum investing can suit a large one-time inflow (like a bonus or maturity payout) when markets are reasonably valued, while SIP is often preferred for spreading market-timing risk across regular income.

The amount invested, the projected value at the end of the tenure, and the estimated returns (the difference between projected value and invested amount).

No — the rate of return you enter is an assumption. Actual investment performance depends on market conditions and is never guaranteed.

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