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SIP Calculator

Project the future value of a fixed monthly SIP (Systematic Investment Plan) in a mutual fund, from your monthly contribution, expected annual return, and investment period.

How to Use SIP Calculator
  1. 1Enter your fixed monthly SIP contribution amount
  2. 2Enter the expected annual rate of return
  3. 3Enter the investment period in years
  4. 4Click Calculate to see total invested, estimated value, and returns
Frequently Asked Questions

SIP spreads your investment across fixed monthly contributions instead of one large upfront amount, which averages out your purchase cost over market ups and downs — use the Lumpsum Calculator for a one-time investment instead.

Yes, this calculator assumes the same monthly SIP amount for the entire tenure. If you plan to increase your SIP amount every year, use the SIP Step-Up Calculator instead.

No. The expected annual return you enter is an assumption for projection purposes — actual mutual fund returns fluctuate with market performance and are never guaranteed.

Total amount invested over the tenure, the estimated maturity value at your assumed return rate, and the estimated returns (maturity value minus invested amount).

Yes, the calculation is generic — enter the return rate you expect from your specific fund category (equity, debt, hybrid) to project that fund's SIP growth.

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