Life Expectancy Calculator

No. This is a simple lifestyle-based estimate meant to give retirement planning a rough number to work with — it is not medical advice and should not be used for health decisions or insurance underwriting.

It starts from a general baseline life expectancy and adjusts it based on your exercise frequency, smoking status, and BMI — simple lifestyle indicators, not a comprehensive health assessment.

This is intentionally a lightweight estimate using only a few self-reported lifestyle factors. Genetics, healthcare access, existing conditions, and many other factors that a real actuarial or medical assessment would use are not captured here.

Use the 'years remaining' output as a rough planning horizon for tools like the Retirement Corpus Calculator or SWP Retirement Calculator — many planners add a buffer of several extra years beyond the estimate to avoid under-planning.

Yes, the estimate shifts with the inputs you provide — for example, higher exercise frequency or a healthy BMI range raises the estimate, and smoking lowers it, reflecting the general direction of those lifestyle factors rather than a precise prediction.