FD Calculator

This calculator uses standard annual compounding — interest earned each year is added to the principal before the next year's interest is calculated.

This is for a bank Fixed Deposit. Post Office FDs (officially Post Office Time Deposits) are a separate government-backed scheme with their own rate and compounding conventions — use that dedicated calculator for Post Office FDs.

Yes, interest earned on a bank FD is added to your taxable income and taxed at your applicable slab rate; banks may also deduct TDS above a certain interest threshold.

Your principal amount, the maturity value at the end of the tenure, and the total interest earned.

Yes, enter any tenure in years — actual bank FD rates typically vary by tenure slab, so check your bank's current rate for the specific tenure you're considering.