PPF Calculator

PPF interest compounds annually and is calculated on the lowest balance between the 5th and last day of each month, then credited at year-end — this calculator models it as straightforward annual compounding on your yearly deposit.

Yes, PPF allows a variable annual deposit within the scheme's minimum and maximum limits. Enter your average or planned yearly deposit to estimate maturity.

No, PPF falls under the EEE (Exempt-Exempt-Exempt) tax category in India — deposits, interest earned, and the maturity amount are all tax-free.

PPF has a 15-year lock-in, extendable in blocks of 5 years after maturity. Enter 15 (or your intended total tenure) as the years field.

Partial withdrawals are permitted from the 7th financial year onward, subject to scheme rules — this calculator estimates full-tenure maturity assuming no withdrawals.