NSC Calculator

Annually — this calculator compounds your investment once per year at the NSC interest rate to arrive at the maturity value.

Yes, the amount invested in NSC qualifies for deduction under Section 80C. Additionally, the interest is deemed reinvested each year (and itself qualifies for 80C) except in the final year, when it becomes taxable.

No, NSC interest is not subject to TDS, though it is still taxable as income (except where sheltered by the 80C reinvestment treatment described above).

Both are government savings certificates, but NSC is 80C tax-deductible with a fixed multi-year tenure, while KVP offers no tax deduction and is commonly framed around how long it takes your money to double — use the KVP Calculator for that scheme.

Your principal, the maturity amount, and the total interest earned over the tenure.