NPS Contribution Calculator

This tool calculates the actual contribution amounts going in each pay cycle from your basic pay and chosen percentages. The Investment Calculators version instead projects long-term NPS corpus growth from your current age until retirement — different purpose entirely.

Your employee contribution is eligible under Section 80CCD(1B), which allows an additional deduction over and above the regular 80C limit — a distinct extra tax benefit specific to NPS.

Your employer's NPS contribution is treated under Section 80CCD(2), which doesn't count against your 80C limit and (subject to applicable conditions) can offer a larger uncapped-style benefit compared to 80C-linked deductions.

Many NPS-linked salary structures let you choose or negotiate your contribution percentage as part of your CTC — enter the percentage applicable to your specific structure.