Car Loan EMI Calculator

Enter the amount you're actually financing — the vehicle price minus any down payment — since that financed amount, not the sticker price, is what the lender charges interest on.

Car loans are usually shorter than home loans since vehicles depreciate faster than property, with tenures commonly ranging from a few years up to seven years depending on the lender.

Secured — the vehicle itself serves as collateral, which is why car loan rates are generally lower than unsecured personal loan rates.

This tool is sized for four-wheeler/car financing amounts and typical tenures, while the two-wheeler calculator is tailored to the smaller loan amounts and shorter tenures typical of bike and scooter financing.

Yes, use the Loan Comparison calculator to place two or more car loan offers side by side on total cost.